Merchant e-Solutions Leadership

The Merchant e-Solutions leadership team embodies our core values of Captivating the Client, Collaborating for Success, Communicating Effectively, Executing with Excellence, Ownership Mindset and Inspiring Leadership. This passionate and motivated team has a proven track record of over 100 years combined industry experience and is uniquely positioned to bring value to our clients, employees, owner, and the industry through the creation of innovative payment solutions that leverage the power of technology and strategic partnerships to adapt to the transformational changes in the payment ecosystem.

Tom Bell


Tom joined Merchant e-Solutions in October 2014. His 30+ years of extensive industry and professional experience includes mergers and acquisitions, electronic commerce, business process management and sales force effectiveness as an executive serving a wide range of industries including payments, financial services, communications, and high tech. Prior to joining Merchant e-Solutions, he was a managing partner at Capellas Partners, a strategic advisory firm working with technology-driven companies. Tom is a veteran of the payments industry, having served as the CEO of Bank of America Merchant Services, where he grew the business from… READ MORE [+]

Marcelo Bernal


Marcelo Joined Merchant e-Solutions in January of 2016. With more than 20 years of experience, Marcelo has worked for Consumer and Finance companies as well as for a number of Financial Institutions, in the areas of Business Development, Treasury, Debt Capital Markets and Structured Finance. Prior to joining Merchant e-Solutions, Marcelo was the Vice President of Debt Capital Markets and Structured Finance at Goldman Sachs based in Sao Paulo, Brazil. During this period, he was responsible for advising key clients on strategic financing decisions as well as for executing several cross-border financing and acquisition financing transactions aimed at…. READ MORE [+]

Bruce Kirst


Bruce brings three decades of business development experience with a heavy concentration in the payment processing industry representing First Data, Elavon, Vantiv, WorldPay and currently, Merchant e-Solutions, a Cielo company as anExecutive Vice President. Bruce began his business career with Mercantile National Bank a Dallas, TX based company which is now part of JPMorgan Chase. Bruce earned an undergraduate degree in… READ MORE [+]

Trevor Rubel

Trevor Rubel – EVP, PRODUCT

Trevor joined Merchant e-Solutions in February 2015. He has 20+ years of experience defining technology strategies and leading product management and business development initiatives for companies in industries including payments, financial services, data analytics and sales force management. Prior to joining Merchant e-Solutions, he was chief operating officer of CareCap, a cloud-based payment management system, and a venture partner at Industry Ventures, an investment firm focused on technology and innovation. Trevor is a veteran of the payments industry, having served as the executive vice president of Product, Strategy… READ MORE [+]

Alan McIntosh


Alan joined Merchant e-Solutions in June 2015. He has 20+ years of global leadership experience in Information Technology and Engineering with a proven track record building and managing infrastructure platforms, cloud solutions, and applications across a diverse range of industries. As a tech leader with a passion for innovation and a deep understanding of technology strategy and execution, Alan has successfully built and led global teams in the delivery of large-scale projects that leverage world-class technology. Prior to joining Merchant e-Solutions, Alan was the CIO at Nuvola, a cloud solutions and managed services provider. Before… READ MORE [+]

Eric Haru


Eric joined Merchant e-Solutions in October 2015. He brings 10+ years of experience in the payments industry, leading teams of professionals focused on credit underwriting, compliance and regulatory policy, data security, supplier risk management, and exam management. Eric has a proven record of developing and leading risk and control functions to effectively manage enterprise risk while supporting long-term growth by the business. Prior to joining MeS, Eric spent nine years at Bank of America Merchant Services leading a number of enterprise risk and compliance… READ MORE [+]

Timothy Schneible

Timothy Schneible – EVP, OPERATIONS

Tim joined Merchant e-Solutions in March 2015. He brings 20 years of experience improving customer experience, increasing employee satisfaction and minimizing business losses in mature, startup, and private equity-sponsored businesses. Prior to joining Merchant e-Solutions, he held multiple positions at WorldPay Merchant Services, a leading transaction acquirer. Most recently, he was senior vice president, Operations, responsible for leading cross-divisional teams in the areas of Customer Care, Customer Retention, Technical Support, and Partner Support. Tim is a veteran of the financial services industry, having served as the director of… READ MORE [+]

Monique Miklovic

Monique Miklovic – EVP, HUMAN RESOURCES

Monique joined Merchant e-Solutions in January 2016. She has an extensive background in developing and implementing people strategies that create a sustainable competitive advantage. Prior to joining Merchant e-Solutions, Monique held multiple positions at Bank of America Merchant Services, a leading provider of payment solutions. Most recently, she was Senior Vice President, Learning and Leadership Development, responsible for leading a team that bridged the gap between business strategy and organizational performance by executing the talent strategies necessary to achieve break-through results. She also served as a… READ MORE [+]

Reese Porter


Reese Porter joined Merchant e-Solutions in February 2016 as EVP and General Counsel. He brings over 10 years of experience as an attorney and business executive in the financial services and payments industries, providing legal and strategic advice to startup and established banks, Fortune 500 SaaS companies and private equity-sponsored payments companies alike. Most recently, Reese was General Counsel at Payspan, Inc., a leading provider of healthcare reimbursement and payment automation, where he was responsible for leading all legal and security aspects of the company. Previously… READ MORE [+]

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